The article is a critical analysis of the program of inclusive capitalism presented by the global financial oligarchy. The problem is discussed taking into account the dialectics of labour and capital productivity and new trends in the development of capitalism. Financial innovations, as well as the war in Ukraine, show that the basic contradictions of capitalism have not found their solution but are becoming intensifying. The presented program of inclusive capitalism is the latest proposal to lead capitalism out of the general development crisis. The aim is to persuade citizens to take out private loans to support joint-stock companies. This concept will not meet with support from the middle-income and poor social circles.